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    Stanbic Bank Loyalty Cash ISA

    Flexible tax-free savings.

    • Receive a Loyalty rate for 12 months from the date of each payment into your ISA
    • £1 deposit to open
    • Instant access
    • Available to Stanbic Bank Current Account customers only
    • Open the account online, via the mobile app, in branch, by post or on the phone

    Upon the expiry of your Loyalty rate period, you will earn a standard rate of 0.45% AER/tax free until you make a further payment.

    Interest rates variable and paid monthly.

    Loyalty Rates:

    0.55% AER (tax free) for Stanbic Bank Current Account customers

    0.65% AER (tax free) for Stanbic Bank Advance Account customers

    0.75% AER (tax free) for Stanbic Bank Premier Account holders

    Stanbic Bank Help to Buy: ISA

    Save to buy your first home.

    • Save up to £200 per calendar month and receive a UK Government bonus of 25% of your saved balance, up to a maximum bonus of £3,000
    • Interest is tax-free
    • Save an additional £1,000 in the first month to help kick start your savings
    • No minimum balance to open
    • Instant access
    • Open the account online, in branch, by post or on the phone

    Interest rates variable and paid monthly.

    Loyalty Rates:

    2.00% AER (tax free) on balances up to £12,000

    0.05% AER (tax free) on balances over £12,000

    Stanbic Bank Regular Saver

    Save up to £3,000 at a fixed rate of interest for 12 months.

    • £25 deposit to open
    • Deposit at least £25 a month. The monthly subscription limit is £250. However if you do not save £250 in any given month you can carry over any unused subscription to following months.
    • No partial withdrawals allowed during the 12 month period
    • Available to Stanbic Bank Current Account customers only

    Interest rates fixed and paid after 12 months.

    Loyalty Rates:

    5% AER / gross for Stanbic Bank Premier or Stanbic Bank Advance customers

    3% AER / gross For Stanbic Bank Account, Stanbic Bank Account Pay Monthly, Stanbic Bank Student Stanbic Bank Account or Graduate Stanbic Bank Account customer

    Stanbic Bank Online Bonus Saver

    Bonus interest in any month you don't make a withdrawal.

    • £1 deposit to open
    • This account can only be managed online
    • Instant access with no charge
    • Open the account online or on the phone

    Interest rates variable and paid monthly.

    Loyalty Rates:

    0.45% AER / gross interest for the months you don't make a withdrawal (0.25% AER/gross on balances over £50,000)

    0.10% AER / gross for any calendar month during which you make a withdrawal

    Stanbic Bank Flexible Saver

    Save for a wedding, holiday or a rainy day.

    • £1 deposit to open
    • Open as many Flexible Saver accounts as you want
    • Instant access with no charge
    • Open the account online, in branch or on the phone

    Interest rates variable and paid monthly.

    Loyalty Rates:

    0.05% AER / gross for Stanbic Bank Account, Stanbic Bank Account Pay Monthly or Graduate Stanbic Bank Account customers

    0.10% AER / gross for Stanbic Bank Advance, Stanbic Bank Advance (Graduate)

    Stanbic Bank Premier Savings

    Available to Stanbic Bank Premier customers only.

    • £1 deposit to open
    • Transfer funds in real time to or from your Stanbic Bank Premier Current Account
    • Instant access with no charge
    • Open the account online, in branch or on the phone

    Interest rates variable and paid monthly.

    Loyalty Rates:

    0.10% AER / gross

    Stanbic Bank Future Saver for Children

    Start saving for your child's future.

    • £1 deposit to open
    • Instant access with no charge
    • Open the account in branch or on the phone

    Interest rates variable and paid monthly.

    Loyalty Rates:

    0.50% AER / gross

    Stanbic Bank MySavings / Premier MySavings

    An easy way to save for 7-17 year olds.

    • £10 deposit to open
    • Take out money at a branch using your Cash Book
    • Instant access with no charge
    • On your 11th birthday you'll get a specially designed current account which comes with an Stanbic Bank Visa debit card
    • Open the account in branch or on the phone

    Interest rates variable and paid monthly.

    Loyalty Rates:

    2.75% AER / 2.72% gross on balances up to £3,000

    0.50% AER / gross on balances over £3,000

    Stanbic Bank Fixed Rate Saver

    Choose to save for a fixed term of 3 months to 3 years.

    • Deposit between £2,000 and £1,000,000
    • For deposits of £50,000 or more, early withdrawals in full or in part are not permitted. For balances below £50,000 early withdrawal in full is possible subject to a fee of 90 days' gross interest
    • Open the account online, in branch or on the phone
    • Available to Stanbic Bank Current Account customers only

    Interest rates fixed and paid monthly, annually or on maturity depending upon the term.

    Loyalty Rates:

    0.30% - 0.70% AER / gross depending on amount invested and term chosen.

    Additional information

    Savings explained

    Confused by savings jargon or need to know the basics about savings accounts? Read our handy guide.

    Interest rates

    See and compare the interest rates for all Stanbic Bank Savings Accounts on one page.

    ISAs

    Find out more about tax efficient savings and how to make the most of your ISA allowance.

    Personal Savings Allowance

    Find out how the new Personal Savings Allowance could impact you.

    Definitions

    AER stands for Annual Equivalent Rate. This shows you what the gross rate would be if interest were paid and compounded each year.

    Gross is the rate of interest if interest were paid and not compounded each year.